Who we are

The best way to tell you who we are is to tell you what we are NOT!

We are not

a big conglomerate of CEO’s that sit high on the mountain top counting our riches while selling pipe dreams to the agents in the valley below.

Truth is

we are a grassroots organization full of honest, hardworking life insurance agents who are passionate about what we do in earning a good living while providing an invaluable service.

We are not

going to tell you that we are going to change your life!

Truth is

only the person that you stare at in the mirror can do that. We can however help you in having a rewarding career that can potentially change your financial situation for the better.

We are not

going to promise you that you will be rich tomorrow

Truth is

most likely the people who promise you that aren’t rich themselves

We are not

going to ask you to join a cult like company

Truth is

you are an independent agent and we encourage you to be an independent thinker. We don’t push our goals on you, we help you in your pursuit to achieve your own goals.

We are not

going to pressure you to buy our leads from our world-renowned exclusive lead system

Truth is

IMO’s, FMO’s, and third-party vendors all generate their leads the exact same way and usually have access to the exact same data and resources. Leads are generated either through direct mail, telecalls, and/or the internet. Just because a company has an exclusive lead system, truth is, your 1,000 competitors have the same type of lead system and already sold their agents the exact same lead. This is the reason why when you call Ms. Johnson, she is annoyed and tells you that you are the 10th person who has contacted her. So much for exclusivity

We are not

going to send you on free lavish vacations if you produce more.

Truth is

have you ever heard of the saying "Free isn’t free." Someone is paying for your "free trip" and in these cases the free trip is being paid for by…well you out of all the withheld commissions you earned and rightfully owed. Truth is, we would rather give you all your commission and let you decide on if or when or where you want to take a lavish vacation.

We are not

not going to require you to make a list of all your family members and friends so an upline can steal your warm market leads.

Truth is

you’re an independent agent, your list equals your commissions, not a split with an upline.

We are not

going to require you to memorize a three-page sales script

Truth is

we will provide you with tools, tips, and resources…none of which consists of a three-page script by the way. It is ultimately your choice to use or listen to what you feel will best assist you in achieving success.

We are not

going to require you to recruit anybody and everybody with a pulse

Truth is

you do not have to recruit anyone, and you only must be responsible for yourself.

We are not

going to require you to listen to 200 conference calls per week

Truth is

this is done to keep you “drinking the Kool-Aid” a form of brainwashing in our opinion, if you are busy on every call you cannot be productive where it counts, which is educating and protecting families.

We are not

going to encourage you to go broke by buying leads

Truth is

the best leads are generated organically and through inbound marketing, not calling people who never heard of you, therefore probably won’t trust you, and may not be in the market for your services. It is more beneficial to be found by people who are seeking what you are offering.

We are not

going to brag about how much money we make or about what kind of car we drive

Truth is

you will realize the people who brag the most usually have the least.

We are not

going to have opportunity meetings with crowds of people telling you how much money you can make.

Truth is

those people telling you probably aren’t making the amount they are telling you that you can make.

We are not

going to boast about our state-of-the-art training

Truth is

knowledge is power, and the carriers and other members in our organization are versed adequately to assist you with any case you will have.

We are not

going to pressure you to attend conventions every six months

Truth is

this is done to continue to serve “Kool Aid” and to brainwash you.

We are not

going to stick you with an upline that the last time you heard from him was when he signed you up

Truth is

you are your upline.

We are not

going to pressure you to sell one carrier over another for our benefit

Truth is

we want you to sell the product that you feel is best suited for the client, not the one that will get your IMO a huge production bonus (which you will see little of any) and you a free trip.

We are not

going to encourage you to get prospects through trickery, deceit, or false advertising

Truth is

if you must trick a person to get in their home, they probably aren’t going to trust you enough to buy from you even if they are interested in your product.

We are not

going to be deceitful with your commission scale.

Truth is

the stated percentage is what you will receive not ten percent less than what you were told.

We are not

going to try to confuse you with a complex pay structure

Truth is

these pay structures are designed to keep you down not promote up and making less money…not more

We are not

going to assign you seemingly important titles like District manager, Regional manager, Vice president

Truth is

this is usually done to blind you by making you feel more important while keeping more of your commission owed to you. Truth is it is cheaper to make you feel good than to pay you good. A seemingly important title is a free label. Truth is as an independent agent you can give yourself your own title and keep all your commission.

We are not

going to hand out fancy income rings for production

Truth is

the withheld income from your commission is what paid for your income ring. Truth is chances are the income ring cost a lot less than the withheld commission you would have earned. Truth is we rather give you all your rightfully earned commission, so you can spend it on whatever you like, even if it’s a shiny income ring, if that’s your thing.

We are not

going to pump you on the notion of passive income and tell you that you can lay on the beach and collect millions

Truth is

you can if you win the lottery, the rest of us must be active to earn passive income.

We are not

going to sell you on how you can build this massive downline that will make your millions for you

Truth is

massive downlines can equate to massive charge backs. Truth is most of the agents you recruit will produce very little if any which means your big IMO is skimming off that very little which means you are earning a little bit of a tiny bit and the minuscule amount that you will make probably isn’t enough to fill your gas tank for a week. Truth is having a downline 5 or 6 levels deep usually consist of 95% posers (non-producers) and the other 5% like you, working hard to be vice president or regional managers to feel validated while being robbed by your IMO/FMO. Truth is a lot of IMO’s promise to work for you, but really work you for themselves. We are not Structed like an MLM or Pyramid. We do not have downlines. Downlines are for you to recruit people to place you when you burnout and quit

We are not

going to tell you that anybody can sell insurance so go sign all your friends up under you and tell them how much money they can make even though that’s in theory because you are not making the amount you are telling them they can make

Truth is

not everybody is cut out for this business and we do not accept just anybody.

Truth is we are Probity LIFE!